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This Ovum Decision Matrix provides a guide to the top digital banking platform providers, profiling the leading vendors and their platforms and positioning them based on their market impact and technology and execution capabilities.


  • Ovum has identified four market leaders in the digital banking platform market.

Features and Benefits

  • Understand which vendors should be at the top of a shortlist of digital banking platforms.
  • Understand which vendors should definitely be shortlisted and which may be of value for shortlisting based on your market and requirements.

Key questions answered

  • Which vendors offer the strongest digital banking platforms?
  • What are the key considerations in selecting a digital banking platform?

Table of contents


  • Catalyst
  • Ovum view
  • Key findings

Market context

  • Digital banking platforms are increasingly moving to the cloud
  • Greater competition provides banks with more choice in finding the platform that precisely fits their requirements
  • Next-generation customer interaction and financial management capabilities will become a key differentiator

Vendor solution selection

  • Inclusion criteria

Overall assessment

  • Methodology
  • Ovum ratings

Primary assessment criteria

  • Evaluation categories

Vendor analysis

  • Backbase
  • Crealogix
  • EdgeVerve Systems (Infosys Finacle)
  • Finastra
  • Fiserv
  • ieDigital
  • Kony
  • Oracle
  • SAP
  • Temenos


  • Further reading
  • Authors